Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and HabitCloser Holdings, LLC, a Wyoming limited liability company ("Company," "we," "us," or "our"), operating under the brand name WebinarElite. By accessing or using our website, software platform, and related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.

By creating an account, you represent and warrant that you are at least 18 years of age, have the legal capacity to enter into these Terms, and, if using the Services on behalf of an organization, that you have the authority to bind such organization to these Terms.

2. Description of Services

WebinarElite is a software-as-a-service (SaaS) platform that provides webinar hosting, AI-powered presentation generation, attendee management, lead engagement tracking, and related tools designed for real estate professionals, mortgage loan originators, and similar users. Features include but are not limited to:

• Webinar creation, scheduling, and live streaming
• AI-generated slide presentations, presenter scripts, and marketing materials
• Attendee registration and watch room experience
• Lead scoring and CRM integration
• Recording and replay capabilities
• Customizable registration and thank-you pages

3. Account Registration and Security

To access certain features of the Services, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Immediately notify us of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate any account that we reasonably believe is being used in violation of these Terms, is fraudulent, or is otherwise harmful to our platform, other users, or third parties.

4. Subscription Plans and Payment

4.1 Subscription Fees

Access to premium features of the Services requires a paid subscription. Subscription plans, pricing, and features are as described on our website and are subject to change. By subscribing to a paid plan, you agree to pay all applicable fees. All fees are quoted in U.S. dollars unless otherwise stated.

4.2 Billing and Renewal

Subscriptions are billed in advance on a recurring basis (monthly or annually, depending on the plan selected). Your subscription will automatically renew at the end of each billing cycle unless you cancel before the renewal date. You authorize us (or our payment processor, Stripe) to charge the payment method on file for all applicable fees.

4.3 Price Changes

We reserve the right to modify our subscription fees at any time. If we change the pricing for your plan, we will provide you with at least 30 days' advance notice before the new pricing takes effect. Your continued use of the Services after a price change constitutes your acceptance of the new pricing.

5. Refund Policy

6. Cancellation

You may cancel your subscription at any time through your account settings or by contacting our support team. Upon cancellation:

• Your subscription will remain active until the end of the current billing period
• You will not be charged for subsequent billing periods
• No refund or proration will be provided for the remaining time in your current billing period
• Your access to premium features will cease at the end of the current billing period
• Your data may be retained for a commercially reasonable period in accordance with our Privacy Policy

7. Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use the Services to host, transmit, or distribute any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, obscene, or otherwise objectionable
• Use the Services to send unsolicited messages, spam, or conduct phishing activities
• Use the Services in violation of any applicable federal, state, local, or international law or regulation, including but not limited to the Telephone Consumer Protection Act (TCPA), CAN-SPAM Act, and Federal Trade Commission (FTC) regulations
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Attempt to gain unauthorized access to the Services, other user accounts, or related computer systems or networks
• Interfere with or disrupt the integrity or performance of the Services
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Services
• Use the Services to compete with or create a competing product or service
• Remove, alter, or obscure any proprietary notices or branding within the Services
• Resell, sublicense, or redistribute the Services without our prior written consent
• Use AI-generated content from the Services for purposes that are misleading, fraudulent, or in violation of applicable advertising standards and regulations

8. User Content

8.1 Your Content

You retain ownership of all content you upload, submit, or create through the Services ("User Content"), including but not limited to webinar recordings, uploaded media, custom branding, and text inputs. By using the Services, you grant us a non-exclusive, worldwide, royalty-free license to host, store, reproduce, modify (solely for technical purposes such as formatting), and display your User Content solely to the extent necessary to provide and operate the Services.

8.2 AI-Generated Content

Content generated by our AI features (including slide presentations, scripts, registration page copy, and marketing materials) is generated based on your inputs and is provided to you for your use. You are solely responsible for reviewing, editing, and ensuring the accuracy and legal compliance of any AI-generated content before publication or distribution. We make no representations or warranties regarding the accuracy, completeness, or suitability of AI-generated content for any particular purpose.

8.3 Responsibility for Content

You are solely responsible for all User Content and AI-generated content that you publish, distribute, or share through the Services. You represent and warrant that your content does not infringe the intellectual property rights, privacy rights, or any other rights of any third party, and does not violate any applicable law or regulation.

9. Intellectual Property

The Services, including all software, code, design elements, graphics, interfaces, trademarks, trade names, logos, and other intellectual property associated with the Services, are the exclusive property of HabitCloser Holdings, LLC and are protected by United States and international intellectual property laws. Nothing in these Terms grants you any right, title, or interest in the Services except for the limited right to use the Services in accordance with these Terms.

"WebinarElite" and associated logos are trademarks of HabitCloser Holdings, LLC. You may not use these trademarks without our prior written permission.

10. Third-Party Services and Integrations

The Services may integrate with or contain links to third-party services (including but not limited to Stripe for payment processing, LiveKit for video streaming, and various AI providers for content generation). Your use of any third-party services is governed by their respective terms and privacy policies. We are not responsible for the availability, accuracy, content, or practices of any third-party services.

11. Disclaimer of Warranties

12. Limitation of Liability

13. Indemnification

You agree to indemnify, defend, and hold harmless HabitCloser Holdings, LLC, its officers, directors, members, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of or access to the Services
• Your violation of these Terms
• Your violation of any applicable law, rule, or regulation
• Your User Content or any content you publish, distribute, or share through the Services
• Your violation of any third-party rights, including intellectual property, privacy, or publicity rights
• Any claims by your webinar attendees, contacts, or other third parties arising from your use of the Services

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions.

14.2 Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted in Sheridan County, Wyoming, or remotely at the arbitrator's discretion. The arbitrator's award shall be final, binding, and enforceable in any court of competent jurisdiction.

14.3 Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action lawsuit or class-wide arbitration against the Company.

14.4 Limitation on Claims

Any cause of action or claim you may have arising out of or relating to these Terms or the Services must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action or claim is permanently barred.

15. Termination

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms. Upon termination:

• Your right to use the Services will immediately cease
• We may delete your account and all associated data after a reasonable retention period
• All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitation of liability
• No refund will be issued for any unused portion of your subscription

16. Modifications to Terms

We reserve the right to modify these Terms at any time at our sole discretion. If we make material changes to these Terms, we will provide notice by updating the "Last Updated" date at the top of this page and, where appropriate, by providing additional notice through the Services or via email. Your continued use of the Services after any modifications constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must discontinue use of the Services.

17. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving its original intent.

18. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements or policies referenced herein, constitute the entire agreement between you and HabitCloser Holdings, LLC regarding the Services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.

19. Contact Information

If you have any questions about these Terms of Service, please contact us at: